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Tuesday, July 13, 2010

All This, keeps me up at night...

I haven't given up the whole post a blog every day for a month goal, but I have far too much on my plate to post something every day so deal with what I give ya. THANKS for actually checking in and reading and viewing and commenting!!! Gives me hope that I haven't totally lost "my touch" whatever that is. That or you three are Really That Bored ;) Either way, I appreciate the Love!

So what have I been doing, all day, in the 105+ heat, other then weed whacking? Well, I spend most of my day looking for a job online, this has been cut down to about half a day recently, because Shane and I really need to sell the condo and pasture land that we inherited from my dad. We are out of money and promised we would never sell the cabin, so we have to find money to pay those bills, mean while we are waiting(what seems like FOREVER) to go to court against our EX stepmonster. Most of you know what's going on and those that don't will have to wait until after court(or feel free to check out my archives where I've discussed it at length with the most colorful writing of my life and those who commented...seriously good stuff! I'm looking at you Jory Dan!) and have to pay for more lawyer bills and court costs. Even if we can sell the pasture land and condo, that will only help pay for the cabin for a few years...how are we going to afford the cabin until we die? It's so stressful, we know it's hard times(HELLO, I KNOW!) but what are we supposed to do? It sucks asking family to help, but we tried that, it didn't work. There's no way we could get even 1/8 of the money by renting it out in the summer time which is the only season you can use it without snowmobiles. DAAAAAD! Are you listening? What are we supposed to do?

I've also been spending part of my day filling out bank papers to see if we can get our mortgage adjusted because we are over 126% underwater on our mortgage because of the housing crunch. We didn't do anything wrong, we picked a 30 yr fixed mortgage with a payment we could afford. We waited a year after the cost of housing in Arizona had been dropping. How could we have known what was going to happen just 6 months later and now 3 years later? And honestly, if we do get approved for this Hardship(me being laid off) Help, it's only going to drop our interest rate, not even 2 percent at best. SO of course the thought of jumping ship has crossed our minds, but we've always chosen to see what else we can do, we're not cheaters! But after this, there really isn't anything left for us to do. Our house will NEVER EVER be worth what we paid for it. What are we supposed to do?

All This, keeps me up at night, staring at the wall, asking my dad and Jack to watch over us or at least help me fall asleep.

Actually there is WAAAAAY more that keeps me up at night right now, but this is a blog not a novel so you'll have to wait.

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